The Stephen Clements Team
Keller Williams Realty
276 Turnpike Rd. (Rte 9)
Westborough, MA 01581

Phone: 508-371-4207
Voice Mail: 508-371-4207
Fax: 508-371-4207
E-Mail:
SteveClements@Realtor.com

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SAMPLE REPORT
12 Ways to Lower Your Homeowners Insurance Costs
Insurance is an extremely competitive business and the price you pay for your homeowners insurance can vary by hundreds of dollars, depending on the insurance company from whom you buy your policy.

FREE REPORTS
Avoiding Home Equity Scams
You could lose your home and your money if you borrow from unscrupulous lenders who offer you a high-cost loan based on the equity you have in your home. The Federal Trade Commission cautions all homeowners to be on the lookout for:

Thinking About a Home Improvement? Donīt Get Nailed
If you are thinking about making improvements to your home, selecting a contractor is the first and most important step in the process. The following tips will help save you money and frustration.

7  Common Mistakes Sellers Make
Making just one mistake can cost you thousands of dollars when you sell your home. Learn how to avoid these common mistakes and make thousands of extra dollars when selling your home.

9 Ways To Save Money When You Buy Your House
Knowledge is money. You can save thousand of dollars when you buy a house. You could also lose thousands of dollars if you do not know the right way to purchase.

Property Search
View thousands of homes in every town in Massachusetts!

Member Benefits
Registered members can view a homeīs complete detailed property information (including the address and status code), and receive an email every morning describing all the homes that were listed the previous day that match your home selection criteria. Click here to learn how you can become a member. Membership is free but if you are going to use my web site to find homes then I expect you to call me or one of my team members to see the homes you are interested in. It costs me money each month to have buyers on my site so I have to insist on this. If you do buy a home through me or one of my team members then we will make it worth your while by sharing our commission with you to help you pay your closing costs! Plus, if the home is not for sale by Keller Williams, we will work for you as a buyer agent to point out the good and bad things about a home and help negotiate the price down to save you thousands of dollars. Our commission is always paid for by the seller so there is no charge to you for our services.

Information For Home Buyers
CONGRATULATIONS! You have decided to buy a new home. These pages will help you take this big financial step by describing the home buying process.

Information For Home Sellers
Learn how to get top dollar for your home. Some basic steps can help set the right price for your home. How to qualify a buyer to make sure you are not wasting your time. What are the major tax implications when you sell your home?

Shopping for a Loan
Your choice of lender and type of loan will influence not only your settlement costs, but also the monthly cost of your mortgage loan. There are many types of lenders and types of loans you can choose.

Commonwealth Communities
Commonwealth Communities is your resource for finding information on the 351 cities and towns in Massachusetts. Each community page, which you can find alphabetically or by county, has links to information provided by state agencies. You can find public school and community profiles, summaries of municipal finances, state legislators, regional offices for a variety of state agencies, and more. Also included are links to official city/town and public school websites, and other community sites that provide substantial civic information

All Brokers/Salespersons represent the seller, not the buyer, in the marketing, negotiating and sale of property, unless otherwise disclosed. However, the Broker or Salesperson has an ethical and legal obligation to maintain honesty and fairness to the buyer in all transactions.

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